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Catalyst Financial - Factoring Texas One Customer at a Time

Catalyst Financial Company

1136 N. Kirkwood Rd.
Houston, TX 77043

281-870-9182 Phone
866-764-5443 Toll-Free
866-435-0081 Fax

Mailing Address:

P.O. Box 19589
Houston, TX 77224   

 

Catalyst Financial Direct Mail pieces

Catalyst Direct Mail pieces were selected as Best Direct Mail Campaign from the 2009 Houston Advertising Federation Addy Awards.

Here are some examples...






What Every Commercial Banker Should Know About Factoring 

Factoring is a word often incorrectly used synonymously with accounts receivable financing. In Europe, the term “factoring” has become the term for accounts receivable financing in general; but in the U.S., this term refers to a specialized form of financing that involves the actual transfer of the ownership of the receivable to the lender, more accurately known as American Factoring. Factoring is a financial transaction whereby a business sells its accounts receivable (i.e., invoices) at a discount. Factoring differs from a bank loan in three main ways. First, the emphasis is on the value of the receivables, not the firm’s creditworthiness. Second, factoring is not a loan but the purchase of an asset (the receivable). Third, a bank loan involves two parties, while factoring involves three.

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